Loan Products

 

Property completion

Purchase a new property and facing the dead line of completion, bank cannot commit mortgage on time, to avoid failing to complete and lost the deposit. We can offer you a mortgage within 3 days from hand in require documents.

 

First Mortgage

Clients only need to submit the assignment contract for your property. You can apply for first mortgage regardless of your property’s age or type. You can easily cash out without having to provide proof of income. There is no upper limit to your loan. The loan-to-value ratio could reach as high as 80 percent.

 

Second Mortgage

The second mortgage is to get a new loan on a property that is already mortgaged if you are in need of emergency funding for your business or consolidating your credit card debt. You are not required to submit your assignment for the mortgage and will be able to keep your first mortgage. The loan-to-value ratio could reach as high as 80 percent with an annual interest rate of 12 percent. The second mortgage also applies to properties of all ages and types.

 

SME Loan

SME Loan is to provide SME owners with fast and flexible short term loans and low-interest loan sergice. Interest is calculated on a daily basis to lower the cost of the owners. Revolving Loan is also reserved for the owners for their convienence. You can apply for the loan regardliess of priviate residences, villiage houses, villas, office buildings, industrial buildings or shops. 

 

Mortgage On A Parking Space

This mortgage is tailored for parking space owners with a duration as short as six months. No proof of income is required. There is no maximum limit for the loan. The loan-to-value ratio could reach as high as 70 percent with an annual interest rate of 8 percent.